- Most plans do have some coverage for this. Anywhere from 50%-80% is the norm. I will look into all of your benefits at your initial visit. Keep in mind if you have had dental work done during the year, this will affect how much of your limit is left to use in our office.
- If your plan has 50% coverage, that does not mean it will pay 50% of ALL the treatment you need. If your treatment costs $5,000, and you only have $1,000 limit, you will be paying the difference = $4,000. This is what an annual maximum limit means.
- Periodontal treatment is done to save your natural teeth. It is an investment, and should be considered as such financially.
If you do have insurance, there are 2 different scenarios:
- No implant coverage (75% of dental plans). You will still receive your insurance’s discounted fees (which can be a $300/implant discount), even though you have no implant coverage. However, you will be paying 100% of the treatment plan.
- You have implant coverage. If your plan has implant coverage, it is usually 50%. But remember, you have an annual limit. And implants are a 2 step process involving us AND your general dentist. Your insurance will most likely be used up by us, leaving you to pay for the abutment and crown out of pocket with your dentist.
We will help you maximize your benefits as best we can.
*Your entire process may take 1-2 years from start to finish, beginning with extraction, healing time, implant, healing time, and then the abutment and crown. We will use this time to maximize your dental benefits for you.
If you do not have insurance, we will work with you financially. We partner with CareCredit, which is a company that offers monthly, no interest, payment plans. If you are needing 3 or more implants, you may qualify for an additional discount.
CareCredit information can be obtained at CareCredit.com or by calling 1-800-365-8295